In this issue
LOOKING FORWARD TO A NATION OF SAVERS
Preparing for the future
Catch up on the new tax year’s planning angles
Shedding light on tax rules
Block transfers
Using the rules to your client’s advantage
Demythologising investment bonds
Unravelling the mysteries of ownership and lives assured
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Welcome
Welcome to techtalk, our technical magazine distributed by Scottish Widows for financial advisers.
Download our latest issue here.
With the integration of Scottish Widows and Clerical
Medical, we're bringing the best together to provide the best for you,
your business and your clients.
As always, we welcome your feedback and involvement. If you have any comments, questions or even a suggestion for future articles, please contact our technical editors.

Tim Rees Dip PFS
Head of Financial Planning, Scottish Widows
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