Techtalk – from Scottish Widows

Techtalk Volume 7 Issue 8, October 08

23 October 2008

What women think: An overview of the Scottish Widows Women and Pensions Report
Protecting your pension fund and tax-free cash sum: Details of the protection options available to members
How the appointment of a DFM complements an IFA business: Why IFAs should outsource their investment management to a DFM
Double discretion: How a Discretionary Will Trust can save a considerable amount of Inheritance Tax
It's never too late � almost: A very generous clause has been added to the Finance Act 2008 � it�s up to IFAs to point it out to personal representatives and save the day
Q & A: Your questions answered

26 September 2008

Personal accounts progress: Where we have got to and how we can maintain other pension provision
Money purchase to money purchase pension transfer advice: A look at suitability issues when giving advice
Group SIPPs: A look at why Group SIPPs are becoming so popular
Information HMRC expects from the scheme administrator: A reminder of the information HMRC requires from the scheme administrator
Schedule 13 � unlucky for some: An overview of the impact of the changes to legislation on the taxation treatment of investment policies taken out by companies
Demystifying diversification: An explanation of how diversification works
Q & A: Your questions answered

08 June 2008

Steady progress: The Scottish Widows UK Pensions Report
Public sector schemes: A look at the benefits derived from public sector pension schemes
Retail Distribution Review: The release of the FSA�s Report has been greeted by a mix of cheers and tears
Global market outlook: Is it all doom and gloom?
Financial Services Compensation Scheme: An overview of the main features of the scheme
Will your clients be willing?: The introduction of transferable nil rate bands does not remove your need for careful IHT planning
Q & A: Your questions answered

08 May 2008

Unsecured pension: Top 10 tips : A run down of the latest financial planning Opportunities
Salary sacrifice and smart schemes : An overview of company pension schemes, including a new variation of an existing option
IHT Checklist : Recommendations for successful inheritance tax planning
Form filling - what a pain : Pointers for completing Form IHT200
How to make your adviser website successful : A guide to get your website on track and open up new opportunities for your company
Q&A : Your questions answered

08 May 2008

The Last Years Of Protected Rights : Developments on contracting-out and protected rights
Keeping You Up To Date : A summary of the recent announcement from the DWP and consultation from the Pensions Regulator
Dividend v Pension Revisited : A twist on the dividend v pension decision for shareholding directors
Inheritance Tax - When Is It Due? : The situations where inheritance tax is payable
A Second Chance : An extension to the transitional arrangements for Interest in Possession trusts
Don't Have Time To Keep On Top Of What's Going On? : How the internet can save you time
Q&A : Your questions answered

01 April 2008

Means-Testing And Pensioners : Pros and cons of the Pension Credit scheme
Keeping You Up To Date : Guidance on how trustees of occupational schemes can deal with conflicts of interest
Recycling Reviewed : An overview of pensions recycling
A Budget Summary - Nothing New : A summary of the main points of interest in this year's Budget
Wait A Minute... : Advice for clients who wish to withdraw from policies
Kids - There Is No Getting Rid Of Them : The Scottish Widows Annual Savings Report reveals that many adult children are still financially dependant on parents
Q&A : Your questions answered

01 March 2008

Not So Taxing! : A reminder of some of the key pension tax incentives
Lifetime Allowance : An overview of the different BCEs that can occur when individuals crystallise their fund
Sound Guidance? : The Thoresen Report on generic advice
Pensions Past 75 : A look at alternatively secured pension
Joint Planning - Decisions, Decisions : A look at the various decisions taken by couples in inheritance tax planning
To Claim Or Not To Claim That Is The Question : A review of the changes in inheritance tax
Q&A : Your questions answered

01 February 2008

Keeping It Flexible : A look at some of the opportunities to manage clients' income in retirement
Pension Protection Fund : A follow-up of Ian Allan's recent article on the Financial Assistance Scheme
Scottish Widows' Response To The Pensions Bill : The briefing note we recently sent to MPs
New Year Resolutions : Anne provides some financial 'to do's' to add to your 2008 list of good intentions
Do Or Die? : Paul continues to examine the implications of changes to inheritance tax in the Pre-Budget Report
Q&A : Your questions answered

01 January 2008