You could win £10,000!
Simply download, register and use the Scottish Widows app between 7 July and 31 December 2026. For full details and eligibility, or to opt out, see our terms and conditions.
Retirement explained
Where do you start when you’re thinking about retirement? We've been helping people plan their financial futures for more than 200 years. Let us help you.
Let’s start with the basics
Your retirement journey
Save for your future
Find out why saving is an important step towards a more secure and comfortable future.
New to saving
Approaching retirement
Retirement isn’t something that just happens. Find out if you’re ready for it.
Taking your money
When it’s time to decide to take your money or retire – explore all the options.
Managing money in retirement
The money you’ve saved needs to last your lifetime. Find out how to look after it.
How long your money needs to last
Planning to retire?
Check your details are correct and update them in the app.
