Combine your pensions

Ready to combine your pensions?
If you feel it’s right for you and have your details ready, go ahead.

Why combine your pensions with us

One pension is easier

It’s much easier than managing the details for many plans, and our combining service is free.

Award winning service

We have over 200 years’ experience in helping customers reach their goals.

Support when you need it

Our dedicated team can help you, every step of the way. Call them today on 0345 608 0380.

What you need to know

Before you combine your pensions with us, consider whether it’s right for you. We can help you do this now. Here’s how you get the answers.

Can my plans be combined?

Look at the plans you have and whether we can combine them.

See if you can combine

IS IT RIGHT FOR ME?

Check to see what you might be giving up if you combine with us, so you’re making the right decision for you.

Know the pros and cons

What do I need?

The details we need to know from you, plus what you do next to take control of your pension pots.

Understand the process

READY TO COMBINE YOUR PENSIONS?

If you feel it’s right for you to combine your pensions, and you have your details ready, then you’re ready.

Combine my pensions

Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn't guaranteed, and can go down as well as up. The value of your plan could fall below the amount(s) paid in.