Protection for Life - cover designed around you
A plan that changes with you
Protection for Life is a flexible plan that can change as your protection needs change. It offers you a menu of benefits to choose from. You can choose which benefits you want to include in your plan and, if you were to marry, change jobs or have children you can change your choices as you need to. There’s a monthly fee associated with each benefit, but if you take out more than one benefit, we'll give you a discount by only charging you the fee on one of them.
You can choose to apply for benefits to cover your own life – this is a single person plan. Or, you can apply for benefits with your partner to cover your individual protection needs in one plan but with joint ownership – this is a two person plan. Because Protection for Life is flexible it allows you to change your plan if your circumstances change in the future, for example, if you have a single person plan it’s possible to add your partner. Similarly, if you have a two person plan and separate or divorce, you can split the plan.
If you take out a two person plan we will also ask you to give your consent to share all information relating to your plan, including details of each other’s policies.
Protection for Life at a glance
- * Flexibility – you can pick and mix the benefits in your plan to match your needs
- * Value for money – the more benefits you choose, the bigger the discount you will get
- * Ease – it’s easy to buy, with only one application each time you apply for new policies, one direct debit mandate and one annual plan summary for all your benefits. For more information on the annual plan summary please see the section on Frequently Asked Questions
- * A plan for life – easy to change your benefits as your needs change
