Which benefits could be right for you?
| Benefit | Critical Illness with Life Cover | Life Cover | Lifetime Cover |
|---|---|---|---|
| Minimum age at start | 18 (19 next birthday) | 18 (19 next birthday) | 18 (19 next birthday) |
| Maximum age at start | 64
(65 next birthday) (level basis) 64 (65 next birthday) (decreasing basis) |
68 (69 next birthday) (level
basis) 64 (65 next birthday) (decreasing basis) |
74 (75 next birthday) |
| Ownership¹ |  Single ownership, Joint ownership |
Single ownership, Joint ownership |
Single ownership, Joint ownership |
| Benefit paid out² | Lump
Sum Monthly |
Lump Sum Monthly |
Lump sum |
¹ Remember you can also choose to put Life Cover, Critical Illness with Life Cover or Lifetime Cover in trust. To find out more, see our section on Trusts.
² Critical Illness with Life Cover and Life Cover are available as a monthly payment only on level and increasing benefits and if taken at the outset.
Apply by phone. Call us on 08457 678910 and speak to one of our consultants or to make an appointment to see a direct sales adviser.
We may record and monitor calls to help us improve our service.
Representatives of Scottish Widows only offer information and advice on life, pension and investment products from Scottish Widows plc, Scottish Widows Unit Trust Managers Ltd and Scottish Widows Annuities Ltd.
