Personal Pensions

How to apply for a Personal Pension

Before you apply make sure you have read

• Personal Pension Key Features
• Pension funds – investor’s guide

Apply through a financial adviser

Personal Pension can only be applied through your financial adviser.

If you haven't got a financial adviser:

• Speak to a Scottish Widows Adviser on 0845 845 1004*
• You can find a local financial adviser here.

Why you need to discuss Personal Pensions with an adviser

One of the major benefits of our Personal Pension is the broad range of funds you can choose from, to help achieve your goal of a more secure and comfortable retirement.

A financial adviser is trained to help you choose which of our funds best suit your needs and will be able to help you define your attitude to risk, and to advise you on the mix of funds which may best suit your retirement goals. This will take into account factors such as your age, health and your wishes regarding provision for any dependants you may have. You can then make clear decisions based on clear choices.