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Scottish Widows: life cover, pensions and investments. Preparation is everything


Beginners Guide to Pensions and Retirement
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Choosing your funds

Over 100 funds to choose from

With a Scottish Widows Personal Pension, your money is invested in our range of unit linked pension funds, which aim to provide the growth you will need to build up your investment for your future. We offer a choice of over 100 pension investment funds.

Together with your Financial Adviser, you can choose which sort of funds your pension ‘pot’ is invested in. (This should be based on your own circumstances and your attitude to risk. Your adviser can explain risk and help you to determine your attitude towards it).

Are there any risks involved?

In long-term investments, risk and reward are inseparable. Put simply: low risk generally means low potential growth.

To help you understand more about the risk factors of different investments, see our Beginners’ guide to risk and investment goals. Then make an appointment with your Financial Adviser.

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