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Choose a pension or annuity from Scottish Widows and you’ll really make the most of your retirement planning.


Retirement Account

  • Start from £200 per month, or a £10,000 single payment
  • For Retirement Planning and/or Retirement Income
  • Wide range of investments
  • Simple and transparent charging

Speak to an adviser

Stakeholder Pension

  • Start from £20 per month
  • One of the easiest and most flexible pensions
  • Get tax relief on your payments
  • Low annual charges and no set up charge

Contact us


  • Annuities for retirement Income
  • Start from age 55
  • Simple and easy to understand
  • Health and lifestyle factors can be taken into account

Apply today

What are my income options at retirement?

  • Have you thought about an annuity?
  • Have you thought about income drawdown?
  • Frequently asked questions

Find out more

Enhanced annuity

  • Regular income for life
  • Takes into account your health and lifestyle
  • Apply today

Find out more

The level of income you receive from your pension plan will depend upon a number of factors including the value of the plan when you decide to take your pension, which isn’t guaranteed and can go down as well as up. The value of your plan could fall below the amount(s) paid in.