You could win £10,000!
Simply download, register and use the Scottish Widows app between 7 July and 31 December 2026. For full details and eligibility, or to opt out, see our terms and conditions.
Discover your pension pot-ential
Welcome to Pension Engagement Season 2026
Leaf through this year's PES hub
It's time to dig into Pension Engagement Season (PES) 2026, and all it has to offer you and your future.
This annual, industry-wide campaign is designed to boost people's understanding of, and engagement with, pensions. And we're proud to run our own activity to help you take positive action toward your future.
The PES hub has been designed for you as the best way to see how your retirement is growing with useful tools, webinars and more, all in one place, all ready for you to explore right now.
Our webinars. Your pension pot-ential
Scottish Widows can help you nurture your pension, whatever stage you’re at. Across various dates and times, our experts will be running a choice of two webinar topics.
Help your future bloom with the Scottish Widows app
There are millions of lost pension pots out there. But, with the free pension tracing service in the Scottish Widows app, it's easier than ever to dig them out and see if combining is the right thing for you.
Step 1: Dig up lost pots
Get started with the free Scottish Widows pension tracing service now. All you need is a few details about your previous employers, but don't worry if you can't remember them all. We'll do some digging for you.
Step 2: Explore combining
Once you've discovered all your lost pots, consider whether combining them could be right for you. Ask a financial adviser if you need support in making the right decision for you.
Please note
Pension transfers require careful consideration. They're not right for everyone and there are a number of things you need to understand before deciding if it is the right thing for you. If you're not sure, we do recommend that you speak to a financial adviser. You will normally be charged for any advice they give.
The service is introduced by Scottish Widows Ltd and is provided by The Pension Lab (a trading name of Money Labs Ltd).
Watch our suite of Scottish Widows app films to learn how to get the most out of the app
Can you Ace the Trace
Play Ace the Trace, the game from Scottish Widows that makes pension tracing feel like an adventure worth embarking on, not a chore to avoid. Navigate the twists and turns of the pension maze in search of lost pension pots before time runs out. And keep an eye out for Scottish Widows boosts along the way.
See it. Know it. Grow it.
When you have a solid plan, you feel more confident moving forwards. Read the Pension Wellbeing Guide for support with planning for better financial wellbeing and a more secure retirement.
Download the Pension Wellbeing Guide (PDF, 1.4MB)
If you are a Scottish Widows Master Trust member, please download your Pension Wellbeing Guide below.
If you are unsure, you can check the name of your pension in your online pension account where you will have SWMT in your scheme name.
Download the SWMT Pension Wellbeing Guide (PDF, 644KB)
Time to invest in you
Visit the Scottish Widows invest in you hub, where you can find guidance, tools and products to support you in building every version of your financial future.
Be Money Well
Visit Be Money Well, Scottish Widows’ free financial education and wellbeing hub, to help you manage your money and plan for the future.
Scottish Widows may make other products and services available.
For Scottish Widows Master Trust members, these are separate from the Master Trust pension and are not arranged by the Trustees.
Please be aware we are unable to offer financial advice on your pension. If you would like to find an adviser, you can go to unbiased.co.uk. You will normally be charged for any advice they give.