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Welcome to all employees
Plan today - because tomorrow does come

If you are considering joining the Local Authority AVC Scheme or are already a member you can find out more about the benefits of the Scheme on this page and in the downloadable literature.

Scottish Widows is working with your employer to provide this AVC Scheme to help you get the most out of planning and saving for retirement.

How do I find out more?

The Employee Booklet (pdf)Opens in a new window. will answer most of your questions and tell you about the benefits of joining, and should be read in conjunction with the Key Features (pdf)Opens in a new window. and Example Illustrations (pdf)Opens in a new window..  

Investment Choices

Information on the investment choices available to you can be found in the documents and links below.

Employee Booklet (pdf )Opens in a new window.
Fund Charges Sheet (pdf)Opens in a new window.
Your Guide to With Profits (pdf)Opens in a new window.
Access the latest fund prices and fact sheets.Opens in a new window.

How do I Join?

Once you have read the Key Features (pdf)Opens in a new window. along with Important Notes for Applications (pdf)Opens in a new window. and Key facts about our services and costs (pdf)Opens in a new window. simply complete the Application Form (pdf )Opens in a new window. and return it to your employer.

Please contact Scottish Widows on the number above if you need a paper copy of any of the literature detailed.

The literature and materials available here will be reviewed and updated from time to time. You should check back regularly to make sure you are using the most up-to-date version.

Scottish Widows is not providing you with advice on this site. If you have any questions, or if you're not sure whether this product is suitable for you, please speak to the adviser for this company pension or your own financial adviser.


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Contact the Scottish Widows member helpdesk
0845 600 0481
9am - 8pm weekdays
9am - 1pm Saturday
Unsure how much to save into your pension?
Try our simple Pension Planner to see how much you could get when you retire.