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Life insurance
Protection for Life – a flexible life insurance plan that can change as your protection needs change.
Your choice of life insurance options
Life Cover
- Protection for the policy term
- Cash sum if you were to die during the policy term
- Range of cover options
Critical Illness Cover
- Protection for the policy term
- Cash sum if you were to die or be diagnosed with a specified critical illness during the policy term
- Range of cover options
Lifetime Cover
- Protection for the whole of your life
- Cash lump sum on death
- Range of cover options
Please remember: Protection for Life has no cash-in value at any time. If you don’t pay your premiums on time your cover will stop, your benefit will end and you’ll get nothing back. If the benefit amount has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back. If the benefit is to cover a repayment mortgage, we will decrease the benefit amount each month assuming a fixed rate of interest of 10% a year. There may be insufficient funds to repay the loan if the interest rate on the mortgage exceeds 10% or the loan is increased or extended. For Lifetime Cover policies, you may pay more in premiums than the amount of cover you take out.
