- Beginners’ guide to investments
- Quick lump sum calculator
- Monthly
e-newsletter 
Investments
An investment bond, ISA or OEIC can make your investment work harder.
Your choice of investments
Individual Savings Accounts (ISAs)
ISAs, or individual savings accounts, are a flexible, tax-efficient way to save or invest. While cash ISAs operate much like bank accounts, Scottish Widows offers stocks and shares ISAs which could protect any money you make from the tax man.
Open Ended Investment Companies (OEICs)
Open Ended Investment Companies (or OEICs) are a popular way to invest in the stock market. Scottish Widows has a wide choice of OEIC funds to choose from, and our OEICs let you make a single payment or invest monthly.
Flexible Options Bond
Want to invest a cash lump sum over the medium to long term? Our Flexible Options Bond gives you the option to change where your money is invested. You can tailor the investment bond to suit your needs and choose from a wide selection of bond funds.
Scottish Widows Investment Partnership
SWIP is one of Europe's largest asset management companies and part of Lloyds Banking Group. It manages funds on behalf of Scottish Widows as well as a range of products for external investors.
Inheritance Tax Planning
Why should the taxman take some of your assets when you die – especially since you have probably already paid income tax on the money earned to buy them and capital gains tax on any profits. While it’s more difficult to eliminate completely than it used to be, there are ways to reduce the amount of inheritance tax you have to pay.
Capital Protected Fund (CPF)
A Capital Protected Fund ISA (or CPF) can give you the confidence to try and make more of your money. Unlike some other investments, your original capital is designed to be protected if it is held for six years. Which means you can feel assured that your money could be turning into something special.
Find out more about IHT planning
