Please use the Quicklinks menu below in order to navigate through the site.

Quicklinks

Choosing your funds

Your choice of funds is flexible too

Currently over 100 funds to choose from

Our Flexible Options Bond offers a wide range of funds through our open-architecture set-up. Together with your Financial Adviser you can choose the funds which best meet your investment objectives. We currently offer a choice of over 100 investment funds for your Flexible Options Bond, and you can invest in up to ten of these at any one time.

More about our funds

You can choose from a wide range of investment funds, including:
  • A wide range of funds managed by Scottish Widows Investment Partnership
  • A select group of externally managed funds
  • Two separate with-profits funds, individually designed for income (through regular withdrawals) or growth
  • Multi-Manager funds which give you access to the investment expertise of Russell Investment Group

Some restrictions may apply to switches into and out of certain funds, and if you choose to take withdrawals the value of your Bond will reduce. The withdrawals taken may be greater than any growth achieved.

There may be restrictions on the amount you can invest in certain funds. Please contact us for details of any restrictions that apply. We may change the selection of funds that we make available.

Please note that if you invest in a unit-linked investment fund, the value of your Bond can fall as well as rise depending on investment performance (and currency exchange rates where a fund invests overseas). This type of investment does not offer any guarantees.

If you invest in a with-profits fund, the value of your Bond can fall as well as rise. For example, we can apply Market Value Reductions. You can find out more details in the relevant With-Profits guide(s).

Where can I see more information about these funds?

You can see summaries of all the funds we offer along with details of past performance on this fund information websiteFund Prices (opens in a new window).

Charges, limits and terms can change. Full terms and conditions are available from us on request. Please Contact us for further information.



Multi Manager Funds

Our range of funds investing in equities utilises the combined strength and experience in Multi-Manager investing of Scottish Widows Investment Partnership and Russell Investments. It allows a Multi-Manager approach to UK and international equity investment as a single strategy or as part of a diversified portfolio.

These funds diversify across multiple managers and different investment approaches to market capitalisation, sector and style. They allow investors to take a Multi-Manager approach to UK and international equity investment with the flexibility to adopt a high concentration of equities in their portfolio.

SWIP has overall responsibility for the performance and objectives of the funds.

SWIP then delegates to Russell:

  • Fund manager research and selection
  • Day-to-day management of the funds

SWIP and Russell meet quarterly to review the performance of the funds and the fund managers comprising the funds.

Russell Investment Group were the pioneer of the Multi-Manager approach. They are a world leader in the field and have been using multi-manager investment strategies since the 1960s.

By investing in Scottish Widows Multi-Manager Portfolio/Multi-Manager Equity Funds, you could benefit from the skills of the Russell Investment Group who:

  • Has over £100 billion in assets under management.
  • Have been researching investment managers for almost 40 years.
  • Have 62 analysts covering the traditional asset classes and 57 analysts covering alternative asset classes.
  • Conduct 17 manager research meetings a day on average.

Source: Russell Investments, end December 2007.

As part of the Lloyds TSB Group, Scottish Widows is proud to be an Official Provider of the London 2012 Olympic and Paralympic Games

+