Choosing your funds

With a Stakeholder Pension, your money is invested in our range of unit-linked pension funds. Your choice of funds should be based on your own circumstances, and on your attitude to risk.

To help you, we have grouped the funds available in colour-coded categories to reflect the investment approaches involved. We explain these categories in our Funds Guide (pdf 150k) guide.You can choose to put all your pension money into one fund, or spread it between up to 10 funds.

The value of an investment is not guaranteed and can go up and down depending on investment performance (and currency exchange rates where the fund is invested). Please be aware that the definitions and investment approach ratings for specific funds may change in the future. There may be restrictions on the amount you can invest in certain funds. Please Contact us for details on any restrictions that apply.