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Individual Pensions

Did you know that a woman retiring now at 65 can expect to live on into her 80s?**

Your choice of pensions


Saving for your retirement

A self invested personal pension, that allows you to bring together all of your existing pensions in one place. Pay from £200 a month, or make a one off payment of at least £10,000.
You can also then choose to take a flexible, taxable income from your Account from age 55 (50 until 6 April 2010).
Our low-cost plans can help to start saving for your retirement, from as little as £20.


Flexible plans with a wide range of investment options. Pay from £100 a month, or make a one off payment of at least £2000.


Making the most of your retirement

Take a tax-free cash sum and convert the remainder of your 'pension pot' into a taxable income for life.


Take a tax-free lump sum and draw a flexible income from your pension pot.


Take a flexible mix of tax-free cash and taxable income in stages. This could be ideal if you’re gradually reducing your work commitments.


**According to the office of National Statistics, a woman aged 65 in 2004 could expect to live to the age of 84.

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