Tools & Calculators

Personal Budget Calculator

This tool is designed to summarise your income and expenses to see if you have any money left over at the end of the month. After completing you'll be able to:

Print out your budget sheet
Save (or forget) your inputs for later
Choose to forward this information to a Scottish Widows consultant for help with our products

* Please note you do not need to fill in all the fields

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The Calculator requires Javascript to be enabled in your web browser. Please use the non Javascript version of this calculator.

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My Income

My Expenses

£ Daily Weekly Monthly Quarterly Yearly

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When you choose to save for later we will store the information you have entered on this page to your PC. By selecting this we are not storing any personally identifying information. You can choose to remove this information from your PC by selecting forget my inputs. Find out more now

Save for later

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Results

My Personal Budget

From the information you supplied:

You have xxx left over at the end of each month.

You have a deficit of xxx each month.

Save for later

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Edit Details

Based on this information I'd like a Scottish Widows consultant to contact me

We suggest you review your financial situation as soon as possible.

You can contact these not-for-profit agencies for free advice:
Citizens Advice - www.citizensadvice.org.uk/
National Debtline - www.nationaldebtline.co.uk
Consumer Credit Counselling Service - www.cccs.co.uk

More Information?

Interested in savings and investments?

Take a look at Scottish Widows Investment Products or call us on 0845 7678910 - Option 3*

Have you thought about what level of income you would like when you retire?

Use our pension calculator to find out more, take a look at Scottish Widows Individual Pensions or call us on 08457 678910*.

How would your expenses be met if something happened to you?

You could help protect you and your loved ones through protection products.
Take a look at our protection beginners guides or you can take a look at our protection products
or call us on 08457 678910*.

*We may record and monitor calls to help us improve our service. Representatives of Scottish Widows only offer information and advice on life, pension and investment products from Scottish Widows and the Lloyds TSB Marketing Group. There may be a charge for any advice given.

* Notes about this calculator

The figures are only illustrative and are not guaranteed.
The actual return on any savings or investment will depend on; the amount you invest, how long you invest for, the interest rate or investment performance, any tax payable and the tax circumstances of the investor and the effects of inflation.
We have not included any product fees or charges in our calculations.
The value of investment products is not guaranteed and their value can fall as well as rise and you could get back less than you invested.

Save for later: When you choose to save for later we will write a 'cookie' to your pc. This means if you use another pc the information will not be available. You can choose to remove this information from your PC from your pc by selecting 'forget my details'.

Cookies are small pieces of information sent by websites to the browser on your computer's hard drive. Our cookies do not collect any personal identifying information or confidential information such as passwords or policy numbers. Most web browsers automatically accept cookies, although you can choose not to accept them. By doing so, you won't be able to 'Save for later'. You can change the settings on your browser so you will be given a warning before cookies are used, along with the option to use them or not, or you can disable cookies. To find out how to do this view the Help files on your browser.