Personal Pension Plan
Benefits
We understand that both you and your clients need a plan that is both flexible and competitive to meet a variety of requirements. Our personal pension plan provides you and your clients with a range of features, such as, a competitive charging and commission structure, plan flexibility, a wide range of funds including externally managed funds, and it also comes with our commitment to provide as high a level of service as possible.
We offer a comprehensive online service to help both you and your clients:
- Extensive Literature Library to download or order literature from
- Online illustration
- Online application
And, after applying you and your client can view and make changes to appropriate personal information.
Alternatively, you could also find out about our Stakeholder pension plans, which can also be quoted and applied for and then serviced through our online services.
Our personal pension plan provides a tax-efficient way for your clients to save for their retirement. The plan is a means of retirement planning that offers a wide range of investment choice including externally-managed funds, and a variety of payment options to choose from.
A pension is generally a long term investment which can help towards your clients financial well being in retirement. However, the money cannot normally be accessed before age 50. From 6 April 2010, the minimum age at which your client can normally start taking their pension will increase from age 50 to 55.
Tax treatment depends on the individual circumstances of your client and may be subject to change in the future.
This information is based on the assumption that tax legislation is not changed. Tax rules can change.
Features
