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Retirement

Our retirement products

Retirement Planning

Personal Pensions

Competitive charging and commission structure, plan flexibility, and a wide range of funds including externally managed funds.

Stakeholder Pensions

Our straightforward, value for money product meeting all the government requirements.


Retirement Account

Offering transparent charging & remuneration options; an extensive range of asset classes-including Fund Supermarket & Discretionary Fund Management; Protected Rights; and advanced online capability.

Section 32

A vehicle for investing the transfer value from an employer sponsored pension scheme into a wide range of funds. Includes lifestyle switching, Income Drawdown and the option to buy an additional contribution that may increase Tax Free Cash.


Executive Pensions

A range of benefits for both employers and employees, including life cover and a range of investments choices.

Corporate Pensions

Scottish Widows is putting the personal touch into Corporate Pensions.


Retirement Income

Annuities

As a leading provider of retirement income solutions, Scottish Widows offer a wide range of annuity solutions. Whatever the needs of your client, we should have an annuity to suit them.

Income Drawdown

Income drawdown allows your client to defer the purchase of the annuity until a time that suits them, while their fund to continues to be actively invested.


Phased Retirement

If you and your client decide that immediate purchase of an annuity is not the best option for their needs, phased retirement may be an alternative.