The Revert to Settlor Trust is suitable for clients who
- Are investing in the Regular Savings Plan
- Would like to receive any benefit payable either on maturity of the policy or in the event of a critical illness; but
- Wish to ensure that any death benefit payable under the policy passes to their chosen beneficiaries free of inheritance tax
Features & benefits
Not for your client?
Take a look at our other Trust options.
The Revert to Settlor Trust is a discretionary trust which aims to ensure that while any benefit payable in the event of the settlor's death is held outside the settlor's estate for his or her chosen beneficiaries, the maturity benefit (and any critical illness benefit payable under the plan) is held for the settlor without any gift with reservation issues.
The Revert to Settlor trust is designed exclusively for use with the Regular Savings Plan.
Literature
Download application forms, key features, adviser and client guides from our Revert to Settlor Trust literature.
Tools and calculators
Our online tools and calculators can help you make clear recommendations, including reports to support your recommendations and an audit trail for compliance purposes
