The Bank of England Base Rate effective from 6th March 2009 is 0.5%.
Personal savings accounts
Non-Personal savings accounts
| Non-personal saving account | Balance | Gross Interest Rate/AER |
| 1 Year Fixed Term Deposit Account (Non-Personal) |
£10,000 – £5,000,000 |
1.75% (fixed) |
| 3 Year Fixed Term Deposit Account (Non-Personal) |
£10,000 – £5,000,000 |
3.50% (fixed) |
| 5 Year Fixed Term Deposit Account (Non-Personal) |
£10,000 – £5,000,000 |
4.00% (fixed) |
| Cash Investment Account Instant Transfer option |
£50,000 and above |
1.50% (variable) |
| £500 to £49,999 |
1.25% (variable) |
| Cash Investment Account 7-Day Notice option |
£50,000 and above |
1.85% (variable) |
| £500 to £49,999 |
1.60% (variable) |
| Charity Deposit Account Instant Transfer option |
£50,000 and above |
1.50% (variable) |
| £500 to £49,999 |
1.25% (variable) |
| Charity Deposit Account 7-Day Notice option |
£50,000 and above |
1.85% (variable) |
| £500 to £49,999 |
1.60% (variable) |
| Club and Association Deposit Account Instant Transfer option |
£50,000 and above |
1.50% (variable) |
| £500 to £49,999 |
1.25% (variable) |
| Club and Association Deposit Account 7-Day Notice |
£50,000 and above |
1.85% (variable) |
| £500 to £49,999 |
1.60% (variable) |
| Trust Fund Deposit Account Instant Transfer |
£50,000 and above |
1.50% (variable) |
| £500 to £49,999 |
1.25% (variable) |
| Trust Fund Deposit Account 7-Day Notice |
£50,000 and above |
1.85% (variable) |
| £500 to £49,999 |
1.60% (variable) |
Pension fund accounts
Definitions
AER - Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. (As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time).
Gross - This is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).
Tax Free - This is the contractual rate of interest payable where interest is exempt from income tax.
The AER advertised is based on interest paid gross and capitalised to the account once a year – please note that other interest payment periods may be available and the actual interest rate on your account will be lower if you have interest applied more frequently, but when compounded will equal the AER.