To provide your clients with instant decisions and access to immediate cover to help give them peace of mind.
If we do ask for evidence, although we’re able to capture full disclosures during the online questionnaire, we only target the evidence we need to provide you with timely decisions.
We’ll allocate an underwriter from our Protection Team and we’ll keep you updated throughout the process.
This is how we help our customers:
- Reductions in premiums for excluding some critical illnesses
- Offer Total Permanent Disability/Premium Protection on an Own Occupation basis where possible
- Majority of financial underwriting completed at point of sale
- Free mortgage and accidental cover
- Interactive pre-application tool that can give you indicative underwriting outcomes
- Tele-underwriting for specific medical conditions
- Signature-free online process
- Using electronic GP reports when we need further information on your client’s health
- Offering pre-sale, indicative underwriting ratings through XRAE.