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Which Trusts to use

For Scottish Widows Protect policies we currently offer a choice of six supporting trusts.
The trust chooser below is designed to help you decide which trust may be most appropriate for your
clients' needs.

 

Personal protection trust chooser

 

Flexible Gift Trust Flexible Trust (Split Trust) Fixed Gift Trust Absolute Trust (Split Trust)

 

Business protection trust chooser

 

Relevant life cover trust Business trust

*This will be suitable for new ‘Own Life’ single life, death benefit policies with or without critical illness cover. It may be appropriate to consider setting up a separate option agreement, dependent on circumstances. We can provide a draft document for use by a legal adviser in drawing up any suitable agreement.

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

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