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Whole of Life Cover

Designed to give dependants or beneficiaries a payout on the death of the person covered. Premiums are paid until the person covered dies.

Key Benefits

  • Free Accidental Death Cover
  • Free Mortgage Cover
  • Scottish Widows Care

 

Terminal illness is not included in Whole of Life Cover.

 

Product information

 

Basis of cover

Level - available as a lump sum.
Increasing - available as a lump sum. The sum assured will increase each year in line with the Retail Price Index (RPI). The increases will be at least 2% up to a maximum of 10%.

Minimum age when cover starts 18
Maximum age when cover starts 83
Minimum Sum Assured £25,000
Maximum Sum Assured

Level - £25,000,000
Increasing - £15,000,000 (annual increases are allowed up to a total of £30,000,000)

Premiums Guaranteed

 

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Scottish Widows Bank is a trading name of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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