Products

Product Transfers

If your client already has a mortgage with Scottish Widows Bank, you can apply online to switch them to a new deal.

  • Simple online application process
  • Exclusive rates for existing customers
  • No ERCs if there’s less than three months to go on their existing rate
  • No ERCs on SVR
  • No valuation required

Your client must have an existing Flexible or Professional Scottish Widows Bank mortgage to use this service.

 

The online service is not available for the following:

  • borrowing above £1 million
  • guarantor mortgages
  • mortgages with consent to let
  • mortgages where the existing term extends beyond the client's anticipated retirement age or their state pension age, whichever is lower
  • mortgages with any interest only lending, where the client does not have an acceptable repayment vehicle to cover the interest only amount.

 

How to apply

Before you apply take a look at our Product Transfer And Contract Changes hints & tips guide.

To view the exclusive rates you can apply for, please select the type of mortgage your client has:

 

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601.

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