If your client already has a mortgage with Scottish Widows Bank, you can apply online to switch them to a new deal.
- Simple online application process
- Exclusive rates for existing customers
- No ERCs if there’s less than three months to go on their existing rate
- No ERCs on SVR
- No valuation required
Your client must have an existing Flexible or Professional Scottish Widows Bank mortgage to use this service.
The online service is not available for the following:
- borrowing above £1 million
- guarantor mortgages
- mortgages with consent to let
- mortgages where the existing term extends beyond the client's anticipated retirement age or their state pension age, whichever is lower
- mortgages with any interest only lending, where the client does not have an acceptable repayment vehicle to cover the interest only amount.
How to apply
Before you apply take a look at our Product Transfer And Contract Changes hints & tips guide.
To view the exclusive rates you can apply for, please select the type of mortgage your client has: