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Simple offset mortgages

Our offset facility is simple to set up with new Scottish Widows Bank mortgages. Help your clients' money work harder for them.

Offset guides

An introduction to offset

Show your clients our 2 minute film explaining how
offset adds up.

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Offset

Case study

Your questions answered.

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Offset saver account

How our online Offset Saver Account works, alongside your client's mortgage.

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Offset calculator

Use our calculator to demonstrate the benefits of offset to your clients.

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How to apply

Apply for a new mortgage with offset, or add offset to an existing Scottish Widows Bank mortgage.

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Offset FAQs

Show your clients how offset adds up for other people.

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How offset works

See examples of how to pay off a mortgage sooner or reduce monthly payments.

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601.

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