A comprehensive explanation of our lending criteria, including details of the mortgages appeals process.
The lending criteria and maximum loan to value (LTV) for all our mortgage products.
The lending criteria for the amount of money borrowed, the mortgage term and any additional criteria that need to be met.
An explanation of Scottish Widows Bank's view of sustainable income, broken down by employment type and status.
Mortgage applications from foreign nationals (including citizens of EU member states) are subject to restrictions on the maximum LTV available.
We are happy to consider Professional Mortgage cases where parents are willing to provide a guarantee, if certain criteria are met.
Although Scottish Widows Bank has an appetite for larger loan sizes, these can be restricted in terms of loan to value.
Where additional properties - whether buy to let or holiday homes - are in the background, restrictions may be placed on new borrowing.
An overview of Scottish Widows Bank's repayment methods, including interest only, repayment and part and part.
If you wish to make an appeal against a judgement we have made, please follow our recognised procedure, detailed here.
Speak to us and discuss how we can help