Maximum borrowing 85% of purchase price or valuation.
Free offset available on all 2 year fixed and all variable products.
Interest Rates effective from Monday 6 February 2012
We reserve the right to change our product rate at any time.
2 Year Fixed Rates
Variable Rates
2 Year Fixed Rates
|
Loan to Value
|
Initial Rate
|
Followed by our Standard Variable Rate, currently
|
The overall cost for comparison is
|
Booking Fee (added to loan)
|
Repayment Method
|
Maximum Loan
|
- All products available for house purchase only.
- Offset is available on all 2 Year Fixed Rate products.
- All products have a £195 Redemption Fee which is added to loan on redemption of the mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
|
| Up to 75% |
3.79% fixed until 30 April 2014 |
3.99% for the rest of the mortgage |
4.0% APR |
£999 |
Repayment* or Interest Only** |
*£1,000,000
**£500,000
|
| Up to 85% |
4.89% fixed until 30 April 2014 |
3.99% for the rest of the mortgage |
4.3% APR |
£999 |
Repayment |
£1,000,000 |
Variable Rates
|
Loan to Value
|
Initial Rate
|
Followed by our Standard Variable Rate, currently
|
The overall cost for comparison is
|
Product Fee (fee added to loan)
|
Repayment Method
|
Maximum Loan
|
- All products available for house purchase only.
- Offset is available on all Variable Rate products.
- All products have a £195 Redemption Fee which is added to loan on redemption of the mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
|
| Up to 75% |
3.19% above Bank of England base rate for 2 years giving a current rate of 3.69% (variable) |
3.99% for the rest of the mortgage |
4.0% APR |
£999 |
Repayment* or Interest Only**
|
*£1,000,000
**£500,000
|
| Up to 85% |
4.29% above Bank of England base rate for 2 years giving a current rate of 4.79% (variable) |
3.99% for the rest of the mortgage |
4.2% APR |
£999 |
Repayment |
£1,000,000 |