How to apply

Online

Once registered for our Online Mortgage Service you'll be able to:

  • Create Mortgage Illustrations
  • Obtain a Decision in Principle (includes a full credit search)
  • Submit Full Applications
  • Track all your cases

What type of business can I submit?

You can use our online mortgage service to submit new applications up to £3 million, including remortgages.

For further advances visit our Additional Borrowing page.

To switch an existing customer to a new rate visit our Product Transfer page.

For existing customers who want to port their existing rate to a new property, or for borrowing over £3 million, call us on 0345 845 0110. Lines are open 8am to 6pm Monday to Friday (Wednesday from 10am).

  

Packaging Cases

Once you’ve submitted your application make sure you send us all the required documentation.

Please refer to our Packaging Cases guide for details.

 

For Assistance

Call us on on 0345 845 0110. Lines are open 8am to 6pm Monday to Friday (from 10am Wednesdays).

 

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Scottish Widows Bank is a trading name of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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