Mortgages

Our award-winning mortgage range has been designed with increased flexiblity in mind, and also includes products specifically for young professionals.

Professional Mortgage

Available to solicitors, accountants, doctors, pharmacists, dentist, vets, optometrists, trainee solicitors, actuaries and teachers.

Flexible Mortgage

A straightforward mortgage that offers a range of additional flexible features, including offset, and could meet the needs of many of your clients.

Lending criteria

A comprehensive explanation of our lending criteria including details for

  • Loan to value
  • Employment types
Find out more

Mortgage services

Our online mortgage services make it even easier to do business with us and includes

  • Online KFIs, DIP's, Full Applications and Case tracking
  • Borrowing and offset calculators
  • Internet Banking
  • Standard Mortgage Process
Find out more

Offset facility

Our simple offset facility could potentially save your client thousands of pounds in interest.

Find out more

Interest rates

Links to the interest rates for all our mortgage products, plus an explanation of our fixed and variable offerings.

Find out more

Register

Register your firm to submit mortgage business with Scottish Widows Bank.

Find out more

Mortgage Reserve Account

Your clients may apply for additional funds for any purpose, such as home improvements, holidays, car purchase, business or education needs.

Find out more

Scottish Widows Bank

Find out more

  •  Offset

    Find out how offset works and calculate how much your clients could save.

  •  Online services

    Improve the way you do business with our online services.

  •  Lending criteria

    A comprehensive explanation including large loans and the appeals process.

What mortgage 2011 winner

Recent Awards

What Mortgage 2011 winner – best flexible mortgage provider.

Our Flexible Mortgage

Literature

As part of the Lloyds Banking Group, Scottish Widows is proud to be an Official Provider of the London 2012 Olympic and Paralympic Games.

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Important Information about Scottish Widows

Information within this site is intended for UK authorised and regulated financial advisers only. It is not intended for onward transmission to retail customers and should not be relied upon by any other person. If you are not an adviser please return to our consumer site.

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Scottish Widows plc, registered in Scotland number 199549. Registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. Telephone: 0131 655 6000. Scottish Widows plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 191517.

Scottish Widows Unit Trust Managers Limited, registered in England and Wales number 1629925. Registered office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Telephone: 0845 300 2244. Scottish Widows Unit Trust Managers Limited is authorised and regulated by the Financial Services Authority. Our FSA register number is 122129.

Clerical Medical Investment Group Limited, registered in England and Wales number 3196171. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised and regulated by the Financial Services Authority. Our FSA register number is 181655.

CMI Insurance Company Limited. Scottish Widows is a trading name of CMI Insurance Company Limited. CMI Insurance Company Limited, registered in Isle of Man number 33520. Registered office in the Isle of Man at Clerical Medical House, Victoria Road, Douglas, Isle of Man, IM99 1LT.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. HBOS Investment Fund Managers Limited is authorised and regulated by the Financial Services Authority.

St Andrews Life Assurance plc, registered in England and Wales number 3104670. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised and regulated by the Financial Services Authority. Our FSA register number is 189101.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Scottish Widows Bank plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 201601. The main business of Scottish Widows Bank is arranging, entering into and administering mortgages and accepting deposits.

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