The number of drawdown customers looking for a reliable and sustainable income throughout their retirement continues to grow. Our Retirement Portfolio funds are innovative, multi-asset funds designed to automatically reduce the risk of capital loss during significantly volatile markets. They use a volatility management process that maintains full exposure to equity growth opportunities, unless volatility becomes significant, when exposure is reduced temporarily.
They are based on our well-established Pension Portfolio funds, providing diversification by investing in UK and global fixed interest and UK and global equity classes, and using passively managed, index tracking investments to help keep costs down.
We also offer a wide range of other funds.
Our adviser guide considers how the Retirement Portfolio funds are designed to reduce the risk of investment losses during periods of excessive volatility for equities, and to reduce the potentially devastating effects of sequence of returns risk that can deplete a client’s retirement fund in the early years of retirement.