Retirement Account

Modelling pension investments towards retirement

Retirement Account offers a range of investment solutions to match your varied client base. For clients looking for a low-cost and lower risk pension investment our Governed Investment Strategies can see them through to retirement.

Governed Investment Strategies

  • Starting with a TER of just 0.1%
  • Uses the same funds as our Pension Investment Approaches – over £5bn invested as at 1/3/2013
  • Includes lifestyle switching – ensuring the level of investment risk is automatically reduced as your client approaches retirement

Find out more

Replacement business solutions

Our Governed Investment Strategies offers a replacement business solution which compliments the guidelines for centralised investment propositions.

Governed Investment Strategy

Supporting your Continued Professional Development (CPD)

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Understanding legacy issues and guidelines on replacement business

Supporting your Continued Professional Development (CPD)

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Improved eCommerce capabilities

  • New policy reporting functionality which provides full fund performance and analysis data on your clients’ policies.
  • Extranet linking including a new service through Avelo
  • Origo Options pensions transfer service
  • A simplified consent process
  • Find out more about Retirement Account online servicing

Next steps

Illustrate now

Find out more about Retirement Account and how to apply.

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Scottish Widows plc. Registered in Scotland No. 199549. Registered Office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. Telephone: 0131 655 6000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 191517.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0845 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

Clerical Medical Investment Group Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

CMI Insurance Company Limited. Scottish Widows is a trading name of CMI Insurance Company Limited. CMI Insurance Company Limited, registered in Isle of Man number 33520. Registered office in the Isle of Man at Clerical Medical House, Victoria Road, Douglas, Isle of Man, IM99 1LT.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

St Andrews Life Assurance plc, registered in England and Wales number 3104670. Registered office in the United Kingdom at 33 Old Broad Street, London, EC2N 1HZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 189101.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601. The main business of Scottish Widows Bank is arranging, entering into and administering mortgages and accepting deposits.

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