Personal Pension (Top Up Plan)
The Top Up Plan is available to existing customers who set up a Scottish Widows individual pension between 1993 and 2012 and want adviser charging functionality on their increments.
The Top Up Plan is a personal pension plan designed to provide your clients with a tax-efficient way to save for retirement. It has a range of features, including an extensive choice of funds and simple charging structure, which may be better value than their existing plan. The range of adviser charging options provides flexibility when it comes to paying for advice.
The Top Up Plan will be linked to the customer's existing plan but they will receive two separate statements. Non-advised increments can be paid into either the existing plan or the new Top Up Plan.
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