New enhanced annuity

Individual Retirement

Retirement Account

Helps you meet your clients' needs to and through retirement, with investment solutions for both pension savers and income drawdown.

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Enhanced Annuity

Provides a guaranteed retirement income, with the option to provide an income for a dependant on the annuitant's death. An enhanced annuity takes into account the health and lifestyle factors of the annuitant and the dependant.

Conventional Annuities

Provides guaranteed retirement income, with the option to provide an income for a dependant on the annuitant's death.

Personal Pension (Top Up Plan)

A tax-efficient way to save for retirement, offering an extensive choice of funds and a range of adviser charging options providing flexibility when it comes to paying for advice.

Stakeholder Pension Plan

Provides your clients with a flexible, tax-efficient way to save for retirement. Available for top-ups only.

Retirement focus

Supporting you and your clients to and through retirement

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

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