ISAs
Introduction
ISAs - Individual Savings Accounts - offer your clients the opportunity to invest in a potentially tax efficient way.
Through Scottish Widows ISAs they will have access to a range of different funds which have different investment aims. So whether they're interested in an investment that aims to provide a regular income or in saving for the future, we may have the ISA for them.
Benefits
A Scottish Widows ISA offers your client the following benefits:
- A potentially tax-efficient way to save.
- An opportunity to share in the growth potential of the stockmarket.
- A wide range of investment funds, although we may change the selection of funds that we make available.
- The flexibility to switch between funds as required subject to a minimum investment of £500 per fund (for single investments). Please note there will be an initial charge on each fund your client switches into, but discounts may be available - please contact us for details.
- Easy access to their investments at any time, although an ISA investment should be viewed as a medium to long term investment (at least 5 to 10 years).
- Invest by single payment and/or monthly payments.
Tax rules can change. Also, the value to an investor of any tax advantages will depend on personal circumstances, which may change.
Please note that the value of your clients' investment and any income from it is not guaranteed and can go up or down depending on investment performance (and currency exchange rates where a fund invests overseas).
Please note that we are unable to reclaim the 10% tax credit on UK dividend distributions.
Features
