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Commission Calculator - Option 3

Standard Terms:

3.50% Initial Commission
0.50% Renewal Commission

Initial commissions options can range from 4.50% to 0.00%

Client Name Life 1 - Age Next Birthday Life 2 (if any) - Age Next Birthday Investment Amount £ Initial commission % required Establishment Charge

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As part of the Lloyds TSB Group, Scottish Widows is proud to be an Official Provider of the London 2012 Olympic and Paralympic Games.

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Scottish Widows plc. Registered in Scotland No. 199549. Registered Office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. Telephone: 0131 655 6000. Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0845 300 2244.

Scottish Widows plc and Scottish Widows Unit Trust Managers Limited are authorised and regulated by the Financial Services Authority. Our FSA Register numbers are 191517 and 122129 respectively. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register.

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