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Welcome to the latest edition of Techtalk

In this Automatic Enrolment edition of Techtalk, we are supporting Advisers in the run up to the April step-up with a wide range of articles focussed on workplace pensions.

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Articles in this edition include:

AUTO ENROLMENT MINIMUMS AND THE ANNUAL ALLOWANCE

The minimums imposed by auto-enrolment can sometimes be greater than the annual allowance, particularly the tapered and money purchase annual allowances. This interaction and ways of mitigating it are looked at in detail.

WORKPLACE PENSION CHANGES AND EMPLOYER CONSULTATION

A useful reminder for advisers of an employer's obligation to consult when considering changes to their workplace pension arrangements.

THE AUTOMATIC ENROLMENT REVIEW

We examine the DWP's AE review, which included some significant proposals for the future of pension saving in the UK.

STATUTORY PARENTAL LEAVE AND PAY – EFFECTS ON WORKPLACE PENSIONS

The interactions between workplace pension contributions, statutory parental leave and pay, and automatic enrolment.

AUTO ENROLMENT STEP UPS – A MOMENT OF TRUTH FOR WORKPLACE PENSIONS

We look at the upcoming step ups in automatic enrolment contributions in the context of the success story so far.

RELIEF AT SOURCE AND NET PAY – OBTAINING TAX RELIEF ON EMPLOYEE CONTRIBUTIONS

There are two main methods for employees to gain tax relief on their pension contributions and they often cause confusion. Although the methods differ, for most the tax outcome is the same.

CHOOSING A DEFAULT INVESTMENT FUND FOR AUTO ENROLMENT

What to look for when selecting or reviewing the default investment fund for auto enrolment.

TUPE, TEPP AND AUTOMATIC ENROLMENT

We explain the interactions between TUPE, TEPP and automatic enrolment legislation when staff are transferred between employers.

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