Planning and technical guidance

Workplace Pensions

We help you identify needs and opportunities linked to workplace pension provision.

Opportunities in the market

 

Salary Exchange

Salary Exchange involves employees accepting a reduced salary in exchange for a pension contribution, which is then paid direct to the pension scheme or provider by the employer. Both the employee and the employer benefit from reduced national insurance contributions as well as tax relief at marginal rates.

We can support this option in our new and existing GPP and GSHP schemes and tailor it to suit the needs of your clients to make their scheme cost-effective and attractive.

Articles and case studies

Our financial planning articles help you identify needs and opportunities linked to workplace pension provision.

Automatic enrolment

Between 2012 and 2018, all employers will have to provide workplace pensions that meet the requirements of the automatic enrolment legislation.

For more information see Automatic enrolment support

You can also access our automatic enrolment planner here.

Products

Our Workplace Pensions proposition focuses on service, technology and investment expertise. We offer innovative communications and a flexible approach to pricing.

eServices, tools and calculators

Tools and calculators

We have developed a range of tools and calculators to support you, your clients and members.

eServices

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

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Scottish Widows Bank is a trading name of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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