Baker

Pension planning

Our dedicated team of tax, trusts and pensions specialists are experts in their chosen fields, and provide analysis and comment on developments and practice in the financial services marketplace. They can identify planning opportunities that could benefit your clients and help you build your business.

Corporate pension planning

We help you identify the retirement and tax planning opportunities around directors' pensions and workplace pension schemes.

Contributions and tax relief

We consider pension contribution and tax relief planning opportunities using individual and group pension schemes.

Automatic enrolment support

Employers are facing the challenge of complying with their automatic enrolment duties. To assist advisers active in the corporate pensions market and their clients, we offer a range of factsheets and other supporting material.

Retirement income and planning

Covering aspects of longer term pension planning, including retirement age and benefit crystallisation, tax-free cash and income options, pensions and divorce, triviality, ill-health and more.

Transfer and switches

We explore a range of pension transfer and switch related topics. Plus we've a suite of sales aids and tools to assist you in the decision process and in meeting the regulator's conduct of business expectations.

Regulation and legislation

Keep up to date with opportunities and information arising from the latest changes to pension regulation and legislation, including RDR and pension reform.

Residence and domicile

Pension advisers increasingly deal with internationally mobile clients. We recognise the need to support advisers' understanding of residence and domicile

Death benefit and trusts

Take a close look at how you can help your clients plan for the most appropriate use of pension scheme death benefits, if the worst should happen.

Tax planning

A range of articles covering the broad spectrum of tax planning generally, including tax year end planning.

Download all our financial planning articles

FAQs

View the frequently asked questions and answers.

Pension planning focus

What's happening in the market?

March 2014 Budget

Special offer

Important Information about Scottish Widows | Read about how we use cookies

Information within this site is intended for UK authorised and regulated financial advisers only. It is not intended for onward transmission to retail customers and should not be relied upon by any other person. If you are not an adviser please return to our consumer site.

Scottish Widows is not responsible for the content of third party websites. Separate terms apply to the use of third party websites and Scottish Widows does not warrant the accuracy, reliability, availability or otherwise of these sites.

By using this site you agree to our terms & conditions of use. Please read our copyright, companies, legal and privacy information. We may record and monitor calls to help us improve our service.

Scottish Widows plc. Registered in Scotland No. 199549. Registered Office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. Telephone: 0131 655 6000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 191517.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0845 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

Clerical Medical Investment Group Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

CMI Insurance Company Limited. Scottish Widows is a trading name of CMI Insurance Company Limited. CMI Insurance Company Limited, registered in Isle of Man number 33520. Registered office in the Isle of Man at Clerical Medical House, Victoria Road, Douglas, Isle of Man, IM99 1LT.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

St Andrews Life Assurance plc, registered in England and Wales number 3104670. Registered office in the United Kingdom at 33 Old Broad Street, London, EC2N 1HZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 189101.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601.

Browser Warning: your browser may not be fully supported on this site. Visit our browser help page for a list of supported browsers.
close