Our Services
Our Approach
Our dedicated intermediary approach offers you outstanding products and service, based on your client’s individual circumstances. Designed to move with your clients, our service includes: flexible underwriting; individual assessment and direct access to decision makers.
Mortgage Offsetting Facility
To offer your clients even more flexibility we have an optional offsetting facility on our Professional Mortgage. We simply set up a savings account to run alongside their mortgage and give them the freedom to make transactions, in and out, whenever they choose — just like a normal savings account. Interest is calculated daily on the mortgage balance less any savings held, allowing your clients to benefit from reduced interest payments and pay off their mortgage early.
Mortgage Reserve Account
Help your clients to revolutionise the way they manage their finances. If your clients wish to borrow less than the value of the property they could opt to take a Mortgage Reserve Account alongside their mortgage. A pre-agreed limit is set on the account and clients have the freedom to withdraw and deposit funds as and when they wish (minimum £100). No payment is required until the limit is reached and interest is charged at the Bank’s standard variable rate allowing convenient and affordable finance on demand.
Both our offsetting account and Mortgage Reserve Account are available with no arrangement fees.
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