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Mortgages and Savings products

Interest Rates

The Bank of England Base Rate effective from 6th March 2009 is 0.50%

Savings Mortgages

Interest Rate Policy

We are committed to providing products to the Mortgage Intermediary market, which are competitively priced and will remain so over the longer term. It is our belief that consistency of rates is of vital importance when choosing a product and should form a major part of the decision making process.

Service

We believe that first class service is paramount in the financial services market and the Bank has been structured to provide the following:

  • Agreement in Principle by telephone in minutes.
  • Individual assessment of mortgage cases.
  • Dedicated underwriters taking case ownership.
  • Access to decision makers.
  • Online mortgage applications.

This has culminated in recognition by the LIA as a 5 Star Service Provider in 2001, 2002 & 2003, as voted for by Mortgage Intermediaries.

Past performance isn’t a guide to future performance.

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