Flexible Mortgage Interest Rates
Maximum borrowing 75% of purchase price or valuation.
Free offset available on all 2 year fixed and variable rate products.
| Mortgage Deal | Rates Applicable | The overall cost for comparison is | Booking Fee (fee added to loan) | Product Fee (fee added to loan) | Redemption Fee (added to loan on redemption of the mortgage) |
|---|---|---|---|---|---|
|
* This product is only available on borrowing up to £500,000. |
|||||
| 2 Year Fixed Rate Up to 70% LTV* | 4.39% fixed until 31 January 2011, changing to our Standard Variable Rate, currently 3.99% for the rest of the mortgage. | 4.1% APR | £999 | n/a | £195 |
| 2 Year Fixed Rate Up to 70% LTV | 4.79% fixed until 31 January 2011, changing to our Standard Variable Rate, currently 3.99% for the rest of the mortgage. | 4.2% APR | n/a | n/a | £195 |
| 2 Year Fixed Rate Up to 75% LTV | 5.79% fixed until 31 January 2011, changing to our Standard Variable Rate, currently 3.99% for the rest of the mortgage. | 4.4% APR | n/a | n/a | £195 |
| 5 Year Fixed Rate Up to 70% LTV* | 5.29% fixed until 30 November 2013, changing to our Standard Variable Rate, currently 3.99% for the rest of the mortgage. | 4.6% APR | £999 | n/a | £195 |
| 5 Year Fixed Rate Up to 70% LTV | 5.69% fixed until 30 November 2013, changing to our Standard Variable Rate, currently 3.99% for the rest of the mortgage. | 4.8% APR | n/a | n/a | £195 |
| 5 Year Fixed Rate Up to 75% LTV | 6.45% fixed until 30 November 2013, changing to our Standard Variable Rate, currently 3.99% for the rest of the mortgage. | 5.2% APR | n/a | n/a | £195 |
| 2 Year Tracker Rate Up to 70% LTV* | 2.49% above Scottish Widows Bank base rate for 2 years giving a current rate of 4.49% (variable), changing to our Standard Variable Rate, currently 3.99% (variable) for the rest of the mortgage. | 4.2% APR | n/a | £999 | £195 |
| 2 Year Tracker Rate Up to 70% LTV | 2.99% above Scottish Widows Bank base rate for 2 years giving a current rate of 4.99% (variable), changing to our Standard Variable Rate, currently 3.99% (variable) for the rest of the mortgage | 4.3% APR | n/a | n/a | £195 |
| Early repayment charges | ||
| Mortgage Type | Early Repayment Charge | |
|---|---|---|
| Fixed Rate | Flexible/Professional | Up to 10% of the loan balance may be repaid once a year by cheque, without an early repayment charge. If any extra payments are made to the mortgage account prior to the expiry of the fixed rate period, a charge equal to 3% of the amount of the extra payments will be payable. Extra payments include repayment of the mortgage in full. |
| 2 Year Tracker Rate (Variable Rate) |
Flexible/Professional | If the mortgage is repaid in full within the first 24 months, 2% of the amount of the mortgage taken at the outset will be charged. |
Your home may be repossessed if you do not keep up repayments on your mortgage
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