Investment options

We have developed a flexible investment proposition with wide appeal to advisers, trustees, employers and most importantly scheme members.

Our core, risk-based pension investment approaches are ideal for schemes where individual financial advice is not given to scheme members. They are simple to understand, and enable members to make investment choices which most accurately reflect their personal attitudes to risk and reward.

For more sophisticated requirements, our comprehensive range of over 100 funds offers wide choice and flexibility when customising our asset allocation model or creating completely bespoke solutions.

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Core pension investment approaches Self-select fund range

New pension funds

Six new funds for our Group Personal Pension gives members more choice, and should help meet their investment needs through varied market conditions. Find out about each fund:

 

Key principles

  • Access to a wide range of internally and externally managed funds* (subject to robust ongoing governance)
  • All asset classes covered and choice across regional sectors
  • Offers flexibility for members to select their own funds
  • Facilitates payment redirection, switching and phased switches
  • Fund filtering options available
  • For members who prefer to be more actively involved in choosing and switching funds
  • Restricted range of internal and external funds for GSHP capped at 1%

*Funds available will vary depending on the contract. Please see our pension funds investor’s guide for more information.

 

Find funds

Bespoke lifestyle switching Scheme-specific self-select fund range Self Investment Option
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As part of the Lloyds Banking Group, Scottish Widows is proud to be an Official Provider of the London 2012 Olympic and Paralympic Games.

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Scottish Widows plc, registered in Scotland number 199549. Registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. Telephone: 0131 655 6000. Scottish Widows plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 191517.

Scottish Widows Unit Trust Managers Limited, registered in England and Wales number 1629925. Registered office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Telephone: 0845 300 2244. Scottish Widows Unit Trust Managers Limited is authorised and regulated by the Financial Services Authority. Our FSA register number is 122129.

Clerical Medical Investment Group Limited, registered in England and Wales number 3196171. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised and regulated by the Financial Services Authority. Our FSA register number is 181655.

CMI Insurance Company Limited. Scottish Widows is a trading name of CMI Insurance Company Limited. CMI Insurance Company Limited, registered in Isle of Man number 33520. Registered office in the Isle of Man at Clerical Medical House, Victoria Road, Douglas, Isle of Man, IM99 1LT.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. HBOS Investment Fund Managers Limited is authorised and regulated by the Financial Services Authority.

St Andrews Life Assurance plc, registered in England and Wales number 3104670. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised and regulated by the Financial Services Authority. Our FSA register number is 189101.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Scottish Widows Bank plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 201601. The main business of Scottish Widows Bank is arranging, entering into and administering mortgages and accepting deposits.

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