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Annuities

Scottish Widows offers a range of annuity solutions ranging from Enhanced and Conventional Annuities for individuals to providing Bulk Annuities buy-in and buy-out solutions to pension scheme trustees and sponsoring employers.

Enhanced Annuity

Provides a guaranteed retirement income, with the option to provide an income for a dependant on the annuitant's death. An enhanced annuity takes into account the health and lifestyle factors of the annuitant and the dependant.

Conventional Annuities

Provides guaranteed retirement income, with the option to provide an income for a dependant on the annuitant's death.

Bulk Annuities

A summary of the features and benefits of Scottish Widows’ bulk annuity offering.

Corporate Pensions focus

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Scottish Widows Bank is a trading name of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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