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Choosing your funds

Currently over 90 funds to choose from

Our Flexible Options Bond offers a wide range of funds and you can choose the ones that best meet your investment objectives. We currently offer a choice of over 90 investment funds for your existing Flexible Options Bond, and you can invest in up to ten of these at any one time.

Some restrictions may apply to switches into and out of certain funds. There’s currently no charge for up to 12 switches in any one policy year. There may be restrictions on the amount you can invest in certain funds. Please contact us for details of any restrictions that apply. We may change the selection of funds that we make available.

If you invest in a unit-linked fund, the value of your bond can fall as well as rise depending on investment performance (and currency exchange rates where a fund invests overseas) and it may fall below the amount paid in. This type of investment does not offer any guarantees.

If you invest in a with-profits fund, the value of your bond can fall as well as rise. For example, we can apply market value reductions. You can find out more details in the relevant With-Profits guide(s).

If you would like to switch funds, please complete the Request to switch between funds form and send to the address below. Remember we need two signatures for joint holdings.

Scottish Widows
15 Dalkeith Road
EH16 5BU