Corporate Pensions - Our Strength

When choosing a pension provider you'll probably look for success and experience. Scottish Widows has been around since 1815 and we’re still going strong.

Find out more about:

• Brand Strength
• Financial Strength

Brand strength

When a new scheme is introduced to the workplace, most employees will be more comfortable with a name they already know and trust.

You'll be pleased to learn that consumers rank Scottish Widows as their most trusted brand, in a survey comparing 5 well-known pensions and life assurance companies.

Source: IPSOS MORI Brand and Advertising Tracking study March 2008

Scottish Widows has a number of subsidiary businesses including Scottish Widows Investment Partnership (SWIP) and Scottish Widows Bank. For more information on any of these subsidiaries, their services or products, please contact us.

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Financial strength

Top financial ratings agencies rank Scottish Widows, and parent company Lloyds TSB Group, very highly indeed:

Scottish Widows

Aa1 Stable

• * Aa1 rated since March 2000.
• * Highest rating in our sector

(Source : Moody's - May 2008)

AA- Positive

• * AA- rated since September 2005 and still current.
• * Scottish Widows has a very strong position in the UK life and pensions market.
• * Outlook revised in 2007 to positive from stable.
• * Competitive advantage arises from the distribution network, brand presence, service standards and very strong financial strength.

(Source : Standard & Poor's, December 2007)

Lloyds TSB Group

Aa1 Stable rated
(Source : Moody's, May 2008)

AA- positive rated
(Source : Standard & Poor's, 2007)

Lloyds TSB Bank

Aaa Stable rated
(Source : Moody's, May 2008)

Past performance is not a reliable indicator of future performance.

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