Scottish Widows

The Scottish Widows Civil Service partnership pension account is a Stakeholder pension plan.

Stakeholder pensions are a low cost, flexible, tax-efficient way to save for retirement. Please note that tax rules can change.

Your pension cannot normally be accessed until you reach age 50. From 6th April 2010, the minimum age at which you can normally start taking your pension will increase from age 50 to 55.

Charges, terms and limits may change but only to the extent, if any, allowed for Stakeholder Pension Plans.

Important information about Scottish Widows

Whenever you see this symbol on a page it means that by selecting the highlighted link you will leave the Scottish Widows website and enter a third party website. Separate terms apply to the use of third party websites and Scottish Widows does not warrant the accuracy, reliability, availability or otherwise of these sites.

Full terms and conditions are available on request from Scottish Widows. Charges, terms and limits may change. A hard copy of all literature is available from Scottish Widows on request. We may record and monitor calls to help us to improve our service.

We have not provided you with advice on this plan. If you are unsure as to its suitability, please contact your financial adviser who can provide you with further information and advice on the plan

Scottish Widows plc. Registered in Scotland No. 199549. Registered Office in the United Kingdom at 69 Morrison Street, Edinburgh, EH3 8YF. Tel: 0131 655 6000. Scottish Widows plc is authorised and regulated by the Financial Services Authority. Our FSA Register Number is 191517.