Investment Options

Making investment choice simple

You have the choice and flexibility to choose how to invest your AVC fund. To make things easier for you Scottish Widows have developed 3 Pension Investment Approaches - Adventurous, Balanced and Cautious. These look at how long you have to retirement and your attitudes to risk and reward.

Investment Decision Tool

You can use our interactive, online investment decision tool to find out what kind of investor you are. Based on your answers to 10 simple multiple choice questions, we tell you which of our Pension Investment Approaches may suit you best - Adventurous, Balanced or Cautious.

If you don't want to use one of our three Pension Investment Approaches, you can choose from a range of Scottish Widows investment funds. Full details of these can be found in the Apply Now section of this site.

Fund information

It is important you keep track of the investment funds you are investing in. Over time, your attitude to investment risk may change and you may want to change the funds you are invested in.

We may change the selection of funds we make available and we may restrict the amount you can invest in certain funds. Please contact us for details of any restrictions that apply. You may find it beneficial prior to making any final decision to contact your financial adviser.

The link below allows you to easily keep track of the funds you are investing your pension payments in.

Access the latest fund prices and fact sheets

The value of an investment is not guaranteed and can go up and down depending on investment performance (and currency exchange rates where a fund invests overseas).