Classic (formerly the Principal Civil Service Pension Scheme), Classic Plus, Premium and Nuvos Pension Schemes
As a member of one of the Civil Service Pension Schemes you have access to a package of pension and family benefits. Even so, you may want to think of increasing your pension contribution especially if you:
- are considering retiring early; or
- will have less than 40 years service by the time you reach the retiring age under the main Civil Service Scheme (which for most members is age 60).
Topping up your pension through the Civil Service Additional Voluntary Contribution (AVC) Scheme aims to provide you with:
- an additional income for your retirement.
- increased benefits for your dependants, if you die before you retire.
- the flexibility to vary the level of your AVC payments into the Scheme and allows you to stop and start your payments, currently all without penalty.
How can I join the Civil Service AVC Scheme through Scottish Widows?
To join the Civil Service AVC Scheme through Scottish Widows follow the steps below:
- Read the Frequently Asked Questions, and the documentation in the Apply now section.
- Ensure you are aware of the various Investment Options
- Download the Application Form
If you require any further information please call 0800 0284 419 from 9am - 9pm weekdays and 9am - 1pm on Saturdays or use our Enquiry Form. Full terms and conditions are available on request from Scottish Widows.
If you have any doubt as to whether the Civil Service AVC Scheme available through Scottish Widows is suitable for you, please contact your financial adviser.